401k Mega Backdoor Roth Limit 2024

401k Mega Backdoor Roth Limit 2024. A mega backdoor roth refers to a strategy that can potentially allow some people who would be ineligible to contribute to a roth account, based on their income or contribution limits, to transfer certain types of 401(k) contributions into a roth—including a roth ira and/or roth 401(k). A mega backdoor roth conversion can allow you to continue saving for retirement beyond annual contribution limits.

 — a mega backdoor roth allows you to contribute more than the typical limit to a roth 401 (k) or ira. You could potentially put up to $46,000 in a.